What happens when a business owner applies for business credit? Answer: An approval, decline or offer is dependent on the type of funder, lender or brokerage the business owner applied with.

Not all banks are created equal. Some banks are more geared towards serving individuals with banking. Other banks are only commercial lenders. If you are looking to raise capital for your business, your success for actually getting bank financing starts with applying with the correct bank. We only work with ‘small business friendly’ banks and these banks specialize in securing our clients with lines of credit.

‘Best’ is a relative term. The act of a financial institution lending money means that they must take into account ‘risk’. The cost of the financing is actually an interpretation of the risk that the lender is gauging, based on the credit worthiness of the borrower/applicant.